What happens if I forget to list a creditor on my bankruptcy petition?

NJ Bankruptcy Law FAQ

Q) What happens if I forget to list a creditor on my bankruptcy petition?

A) In the event that you have discovered that you have omitted a creditor soon after your bankruptcy petition has been filed, you can simply amend your petition to add the creditor. If your bankruptcy is already completed, it may not matter that a particular creditor was not listed. One question that needs to be addressed is whether or not the creditor had knowledge of the bankruptcy. If they do, that would be sufficient to prevent the creditor from coming after you. In the event the debtor had no property that was subject to liquidation then, absent some form of fraudulent activity, that debt will likely be discharged even though it was omitted from the petition.

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